Instant Karma is the story of writer-producer, Zane (Craig Sheffer), and his struggles through life. Zane created an innovative television show, "Rock and Roll P.I.", but the studio has taken it and made it into a fluffy, cheesy, little family show. With his creativity stifled and tension between himself and the lead actor, Reno (David Cassidy), Zane begins to question his life path. In his personal life, he is being pursued by the IRS and his fianc''e left him for another woman. At this point, Zane is searching for anything positive, and he finds it in the form of a guest actress on his show. Penelope (Chelsea Noble) quickly becomes the central focus of Zane's life: he pursues her with great vigor. She returns his advances and the two start to cultivate a relationship, but every time things seem to be going well, Zane's life somehow interferes. Instant Karma is the pursuit of happiness by a seemingly snakebitten man.