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With the loss of a shipment of valuable shellfish from her Maine lobster farm, widowed mother of two Jane Osgood (Doris Day) seeks restitution from Harry Foster Malone (Ernie Kovacs), the railroad tycoon whose skinflint ways led to her misfortune. With her attorney and longtime friend, George Denham (Jack Lemmon), Jane heads to court where a sympathetic jury surprisingly awards her triple damages. When Malone refuses to pay, Jane gains ownership of one of his trains, which the tightwad then moves about the country in order to keep her at bay. But when her case captures the hearts of the public, Jane's newfound celebrity forces Malone to give in before it ruins him for good.