A radio announcement reveals that someone has escaped from a nearby asylum. The escapee is not dangerous, but is in need of help. The blizzard outside increases its fury, forcing the train to a halt. Meanwhile, the old gent continues his story-telling, and Mr. Templeton offers Johnny a silver dollar in exchange for ten uninterrupted minutes of the man's time. However, as he listens to the story, he doesn't say a word about what he sees at the window behind his mother: a man's hands clawing at the windows. Torn between wanting to earn the coveted silver dollar and telling them what he sees, he leaves the man outside to die in the blizzard.
As he walks away, the dollar slips out of his pants and one of the staff picks it up, pocketing it. The man says, "What can a silver dollar mean to a kid anyway?"