Jan Manning owns a department store which is deep in debt. She decides to pull off an insurance scam. The store will be torched and she and her boyfriend will collect the insurance money. Later, Jan is told that her store caught fire and that one of her employees had been badly burned. Hearing this she admits to the insurance scam. Unfortunately for her, the fire wasn't arson. It started because of a faulty coffee machine. She accidentally implicates herself in insurance fraud and the police begin to interrogate her.