Zen Master: It's never too late for redemption. If you enter that vortex, you'll cleanse your soul. Start life fresh.
Yen-Lo: Yeah, as a tapeworm or maybe even a dung beetle. I know how karma works.
Usually it is believed to be a sum of all that an individual has done, is currently doing and will do. The results or "fruits" of actions are called karma. In religions that incorporate reincarnation, karma extends through one's present life and all past and future lives as well. It is cumulative.