(Niles opens the box and pulls the shredded paper aside. There is a
small ring box which he opens. The only thing inside is a coin. He
picks up the card)
Niles: Roses are red, your heart is fickle. When I'm through with you... all you'll have left is this nickel.
Martin: Oh, no.
Niles: Oh, God... she's going to ruin me.
Frasier: No, no, Niles, maybe she's bluffing. You know, once she's signed the financial settlement...
Niles: (picking up the paper) She's not bluffing. This IS the financial settlement. Oh, Frasier, why did I go over there? Why didn't I listen to you?