Season 6 Episode 4

The One Where Joey Loses His Insurance

Aired Thursday 8:00 PM Oct 14, 1999 on NBC
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Episode Summary

Ross is asked to give a series of lectures at NYU. Phoebe learns from her psychic that she only has a week to live. Joey learns that his health insurance has lapsed.

Who was the Episode MVP ?

Rick Fitts

Rick Fitts

The Professor

Guest Star

Kim Harris

Kim Harris

Casting Director #1

Guest Star

Joe Everett Michaels

Joe Everett Michaels

Casting Director #2

Guest Star

June Gable

June Gable

Estelle Leonard

Recurring Role

Trivia, Notes, Quotes and Allusions


  • TRIVIA (4)

    • Trivia: Phoebe's psychic predicted that Phoebe would have triplets, but that one of them would be black. Although there was no black triplet, baby Chandler turned out to be a girl rather than the expected boy. So, her reference to a "black" triplet, could be interpreted as referring to an "unexpected" triplet. It was meant as a joke, of course, but the parallel is still interesting.

    • Goof: At the end of this episode, Joey is celebrating getting his health insurance back by trying out dangerous stunts. Even though a hernia operation involves hospital admission and a significant recovery period, Joey's hernia, apparently, was repaired and healed by the simple restoration of his insurance plan. I'd love to know where to find this miracle health insurance.

    • Magna Doodle: A drawing of two tropical fish.

    • Goof: When Rachel and Monica are fighting over the candle holders, they change position between shots. First the bottoms are pointing towards Rachel, and in the next shot they are pointing towards Monica.

  • QUOTES (12)

    • Ross: Well, uh, remember that paper I had published last year on sediment flow rate? Uh, they loved it.
      Rachel: (sarcastically) Well, who wouldn't?
      Ross: I know!

    • Joey: Oh, I can't believe this! This sucks! When I had insurance, I could get hit by a bus or catch on fire, y'know? ...and it wouldn't matter. Now I gotta be careful?
      Chandler: I'm sorry, man. There's never a good time to have to... stop catching on fire.

    • Joey: Alright well, I guess I gotta go get a job. I'm gonna go see my agent.
      Chandler: Okay, make sure to look both ways before you cross the street.
      Joey: (mocking him) Look both ways before you cross the street... (turns and walks into the closed door)

    • Ross: I knew all I had to do was let the material speak for itself. Everyone was all, "Ross you have to be funny and sexy." Well, I proved them wrong! And now I'm gonna pass the news on to Joey and Chandler.
      Monica: That you're not funny or sexy?
      Ross: That's right!

    • Professor Rathman: (to Ross) Do you have a moment to talk about your lecture?
      Ross: (in his British accent) I'm sorry, I've got plans with my sistah.
      Monica: (introducing herself with an Irish accent) Monica Geller-r-r!
      Ross: (in British accent) Right, will you excuse us for one moment?
      (Ross takes Monica aside)
      Ross: (in his normal voice) What are you doing?
      Monica: Oh, you can have an accent and I can't?! (trying her Irish accent on passing students) Top o' the mornin' to ya, laddies!
      Ross: Just please stop!
      (They turn back to Rachel and Professor Rathman)
      Rachel: (speaking with an East Indian accent) Yes, yes, Bombay is bery, bery nice this time of year.

    • Chandler: (about Joey's hernia) Look, I'll loan you the money. Just go to the hospital and let's just get that thing pushed back in.
      Joey: Thank-you, but it'd take me forever to pay you back and I don't want that hangin' over my head. Besides, as soon as my insurance kicks in, I can get all the free operations I want. I think I'll probably start with that laser eye surgery.
      Phoebe: Hey. What's going on?
      Chandler: Well, Joey's got a really bad hernia, but it's nothing a little laser eye surgery won't fix.

    • Phoebe: (to Joey, about his hernia) Hey, maybe you'll die!
      Joey: Chandler, I'm scared.
      Phoebe: No, we could go together. Just don't wait too long though, okay? ...'cause I'm out of here sometime before Friday.
      Joey: But I don't wanna die!
      Phoebe: No, no. It'll be fun. We can come back and we can haunt these guys!

    • Monica: (about Ross's British accent) Why don't you phase it out? Yeah, phase the accent out, and people will think that you're, y'know... just adjusting to life in America.
      Rachel: Yeah, I mean, c'mon Ross, no one will even notice! I mean, they're probably not even listening to you.
      Ross: They're not listening to me?!
      Rachel: Of course they're listening to you! Everybody listens to you!
      Ross: Monica, uh, you really think I should try this phasing-out thing?
      Monica: I think you look fine!

    • Rachel: (prank phone call to Ross with an Irish accent) Hello, Ross? This is Dr. McNeilly calling from the Fake Accent University. We'd like you to come onboard with us full time!

    • Phoebe: Listen to this! My reading was wrong, I'm not going to die!
      Rachel: Really?! How do you know?
      Phoebe: Because my psychic is dead! She must've read the cards wrong!
      Rachel: Oh, I'm sorry.
      Phoebe: Enh... better her than me. Hey, let's bake cookies!

    • Chandler: (on the set for Joey's "dying man" role) Listen, I'm really glad you got the part.
      Joey: (in pain) Thanks!
      Chandler: But are you sure you can do this?
      Joey: Yeah. And hey, thanks for coming with me... and thanks again for helping me take a shower.
      Chandler: Now is that never talking about it again?!

    • (Ross has been trying to "phase out" his English accent)
      Student: What's happening to your accent?
      Ross: (in a British accent) Come again? What's, what's this nonsense? (giggles, but after thinking better of it, reverts to his normal voice) Alright, I'm, I'm not English, I'm from Long Island. I was really nervous and the accent just, uh, just came out. I'm sorry. So, if we could just get back to the lecture. Um, were there any questions? (the students all raise their hands) About paleontology? (they all put their hands down) Alright, look, I was just trying to make a good first impression. Obviously, I screwed up. But, what you guys think of me is really important, because I'm, I'm hoping to get a permanent job here. So if you just give me another chance to make a good impression--
      Rachel: (storming into the classroom) Ross! Are you crazy?! I'm still your wife?! What? ...were you just never gonna tell me? What the hell is wrong with you?! Oh, I could just kill you!!
      Ross: (in a British accent) Well, 'ello Rachel!

  • NOTES (3)