Season 6 Episode 4

The One Where Joey Loses His Insurance

Aired Thursday 8:00 PM Oct 14, 1999 on NBC
out of 10
User Rating
229 votes

By Users

Episode Summary

Ross is asked to give a series of lectures at NYU. Phoebe learns from her psychic that she only has a week to live. Joey learns that his health insurance has lapsed.

Who was the Episode MVP ?

  • Fun's over for Ross.

    This episode was really great and funny. I think Joey's plot was the funniest, him having the hernia and not having insurance. Then trying to get a job in the meanwhile, hilarious! I like how he scares that little boy, with his inviting comment about his surprise. My favorite part, and probably the most important part of the episode, is when Rachel finds out Ross didn't get the annulment. She was freaking out! Also how they synched that plot with the fake accent plot was also very funny. Phoebe thinking that she was going to die was pretty funny, something to keep the episode livelier. A great cliffhanger.moreless
  • Dieing and Lieing, all in another great episode of Friends.

    This is one of my favorite episodes of Friends. It is one of the funniest episodes. The main plot, Joey losing his insurance, ironically, isn't actually that funny. Ross' and Phoebe's are though.

    Phoebe has a normal ditzy plot, after being told she's going to die before the following Friday and she's trying to prepare everyone. There's a hilarious scene with Rachel where Phoebe pretends to die standing up.

    Also, a classic Friends moment, Ross' Fake Accent. Monica and Rachel go and see Ross at his new job, at NYU, he's a guest lecturer. Monica and Rachel walk in half way through only to hear him using a fake British accent. Monica and Rachel then try there own fake accents.moreless
  • a good episode

    Ross is asked to give a series of lectures at NYU an he gets nervous so he puts on a phoney british accent. Phoebe learns from her psychic that she only has a week to live but doesnt stay around find out when as it would cost her money. Joey learns that his health insurance has lapsed due to a lak of actig roles. what a time for him to get a hernia. he then tries to act with his hernia and finally succeeds. and in the end rachael finds out and confronts ross that she knows the marraige wasn't annuled.moreless
  • Ross is asked to give a lecture at NYU. Phoebe learns from her psyhic that she has a week to live. Joey losses his insurance.

    This episode was not as good as the one before. I still liked it but I felt like something was missing. I don't know why everyone gest board with Ross. I don't! Well may the speech but everything like his British accent and then he kept changing it and everyone was like WTF? Joey is funny with his naked chic stuff and his side thing. During the movie the kid was just standing there! And then Chandler shows him that thing and he crys! I would be like OMFG!!!! The best Joey part was when it was like I can get hit by a bus or set myself on fire! Love it!moreless
  • Wow!! Hilarious!

    This episode provides the funniest moment I have ever seen in television. Joey is auditioning for a part where he has to be enthusiastic about buying his son a new swing set. However, there is a set back, Joey has a hernia and is in serious pain. He cannot accommodate, and end's up completely making a fool of himself--in the worst possible way! Wow, it's so freaking funny! If you love Friends, or love Joey, this is a must see episodes. It's one of those moments you have to see for yourself. I mean, words can't describe it. Hell, even if you hate Friends, this is guaranteed laughter. Oh, and Ross's accent, wow! This episode was awesome!moreless
Rick Fitts

Rick Fitts

The Professor

Guest Star

Kim Harris

Kim Harris

Casting Director #1

Guest Star

Joe Everett Michaels

Joe Everett Michaels

Casting Director #2

Guest Star

June Gable

June Gable

Estelle Leonard

Recurring Role

Trivia, Notes, Quotes and Allusions


  • TRIVIA (4)

    • Trivia: Phoebe's psychic predicted that Phoebe would have triplets, but that one of them would be black. Although there was no black triplet, baby Chandler turned out to be a girl rather than the expected boy. So, "black" triplet could be interpreted as referring to "unexpected" triplet. It was meant as a joke, of course, but the parallel is still interesting.

    • Goof: At the end of this episode, Joey is celebrating getting his health insurance back by trying out dangerous stunts. Even though a hernia operation involves hospital admission and a significant recovery period, Joey's hernia, apparently, was repaired and healed by the simple restoration of his insurance plan. I'd love to know where to find this miracle health insurance.

    • Magna Doodle: A drawing of two tropical fish.

    • Goof: When Rachel and Monica are fighting over the candle holders, they change position between shots. First the bottoms are pointing towards Rachel, and in the next shot they are pointing towards Monica.

  • QUOTES (12)

    • Ross: Well, uh, remember that paper I had published last year on sediment flow rate? Uh, they loved it.
      Rachel: (sarcastically) Well, who wouldn't?
      Ross: I know!

    • Joey: Oh, I can't believe this! This sucks! When I had insurance, I could get hit by a bus or catch on fire, y'know? ...and it wouldn't matter. Now I gotta be careful?
      Chandler: I'm sorry, man. There's never a good time to have to... stop catching on fire.

    • Joey: All right well, I guess I gotta go get a job. I'm gonna go see my agent.
      Chandler: Okay, make sure to look both ways before you cross the street.
      Joey: (mocking him) Look both ways before you cross the street... (turns and walks into the closed door)

    • Ross: I knew all I had to do was let the material speak for itself. Everyone was all, "Ross you have to be funny and sexy." Well, I proved them wrong! And now I'm gonna pass the news on to Joey and Chandler.
      Monica: That you're not funny or sexy?
      Ross: That's right!

    • Professor Rathman: (to Ross) Do you have a moment to talk about your lecture?
      Ross: (in his British accent) I'm sorry, I've got plans with my sister.
      Monica: (introducing herself with an Irish accent) Monica Geller!
      Ross: (in British accent) Right, will you excuse us for one moment?
      (Ross takes Monica aside)
      Ross: (in his normal voice) What are you doing?
      Monica: Oh, you can have an accent and I can't?! (trying her Irish accent on passing students) Top o' the mornin' to ya, laddies!
      Ross: Just please stop!
      (They turn back to Rachel and Professor Rathman)
      Rachel: (speaking with an East Indian accent) Yes, yes, Bombay is very, very nice this time of year.

    • Chandler: (about Joey's hernia) Look, I'll loan you the money. Just go to the hospital and let's just get that thing pushed back in.
      Joey: Thank you, but it'd take me forever to pay you back and I don't want that hanging over my head. Besides, as soon as my insurance kicks in, I can get all the free operations I want. I think I'll probably start with that laser eye surgery.
      Phoebe: Hey. What's going on?
      Chandler: Well, Joey's got a really bad hernia, but it's nothing a little laser eye surgery won't fix.

    • Phoebe: (to Joey, about his hernia) Hey, maybe you'll die!
      Joey: Chandler, I'm scared.
      Phoebe: No, we could go together. Just don't wait too long though, okay, 'cause I'm out of here sometime before Friday.
      Joey: But I don't wanna die!
      Phoebe: No, no. It'll be fun. We can come back and we can haunt these guys!

    • Monica: (about Ross's British accent) Why don't you phase it out? Yeah, phase the accent out, and people will think that you're, you know, just adjusting to life in America.
      Rachel: Yeah, I mean, c'mon Ross, no one will even notice! I mean, they're probably not even listening to you.
      Ross: They're not listening to me?!
      Rachel: Of course they're listening to you! Everybody listens to you!
      Ross: Monica, uh, you really think I should try this phasing-out thing?
      Monica: I think you look fine!

    • Rachel: (prank phone call to Ross with an Irish accent) Hello, Ross? This is Dr. McNeilly calling from the Fake Accent University. We'd like you to come onboard with us full time!

    • Phoebe: Listen to this! My reading was wrong, I'm not going to die!
      Rachel: Really?! How do you know?
      Phoebe: Because my psychic is dead! She must've read the cards wrong!
      Rachel: Oh, I'm sorry.
      Phoebe: Enh... better her than me. Hey, let's bake cookies!

    • Chandler: (on the set for Joey's "dying man" role) Listen, I'm really glad you got the part.
      Joey: (in pain) Thanks!
      Chandler: But are you sure you can do this?
      Joey: Yeah. And hey, thanks for coming with me... and thanks again for helping me take a shower.
      Chandler: Now is that never talking about it again?!

    • (Ross has been trying to "phase out" his English accent)
      Student: What's happening to your accent?
      Ross: (in a British accent) Come again? What's, what's this nonsense? (giggles, but after thinking better of it, reverts to his normal voice) All right, I'm, I'm not English, I'm from Long Island. I was really nervous and the accent just, uh, just came out. I'm sorry. So, if we could just get back to the lecture. Um, were there any questions? (the students all raise their hands) About paleontology? (they all put their hands down) All right, look, I was just trying to make a good first impression. Obviously, I screwed up. But what you guys think of me is really important, because I'm, I'm hoping to get a permanent job here. So if you just give me another chance to make a good impression--
      Rachel: (storming into the classroom) Ross! Are you crazy?! I'm still your wife?! What, were you just never gonna tell me? What the hell is wrong with you?! Oh, I could just kill you!!
      Ross: (in a British accent) Well, 'ello Rachel!

  • NOTES (3)


    • Ross: have the one thing I don't have. It's like, uh, in a way you, you complete me.
      The phrase "You complete me" was made famous by Tom Cruise's character in the 1996 movie Jerry Maguire.

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