Chandler: (about Joey's hernia) Look, I'll loan you the money. Just go to the hospital and let's just get that thing pushed back in.
Joey: Thank-you, but it'd take me forever to pay you back and I don't want that hangin' over my head. Besides, as soon as my insurance kicks in, I can get all the free operations I want. I think I'll probably start with that laser eye surgery.
Phoebe: Hey. What's going on?
Chandler: Well, Joey's got a really bad hernia, but it's nothing a little laser eye surgery won't fix.