Phoebe: (about the earrings Rachel borrowed from her) Wait, Rach', where's the other one?
Rachel: What you want both of them? A little greedy, dontcha think?
Phoebe: Rachel Karen Greene, where's the other earring?!
Rachel: Okay, okay, look, just don't freak out... I kind of lost it. I know it's in the apartment, but I definitely lost it.
Phoebe: What am I gonna tell Monica? She wants to wear them tonight!
Rachel: Well, tell her to wear her own earrings.
Phoebe: These are her earrings.
Rachel: Noooo, noooo! You lent me Monica's earrings?! I'm not allowed to borrow her stuff!
Phoebe: Why not?
Rachel: Because I lose her stuff!!