Monica and Chandler have financial problems so Monica decides to go to Joey to borrow money. Later Chandler wants to do the same thing and sees that Joey already wrote out a cheque to Monica. Joey, being the brilliant mind as he is, says that Monica wants a boob job. This causes a very funny misunderstanding between Chandler and Monica.
Mike and Phoebe decide to move in together but for Mike that is as far as it's gonna get. Phoebe goes to Ross for weddingadvice (who else) and she figures out that she is more conventional than she thought and that she does want to get married. So they break up. This was sad because Mike's character is awesome, so I didn't like it that we didn't see him for a while.
Rachel also tries to baby proof the apartment but it turns out she isn't all that handy.
A decent episode.