Kramer: All right, look, I'm gonna have to pay you back later. I don't have my wallet.
(George swaggers over to Kramer)
George: Why not?
Kramer: Because I don't like to carry my wallet. My osteopath says that it's bad for my spine. It throws my hips off kilter.
(He makes a motion with his hips)
George: "Throws your hips off kilter." So where's your money?
Kramer: I never take it.
George: So what do you do?
Kramer: Oh, I get by.