Wow. Really bad writing.
I see why the show got canceled after only one season. You can only milk a mystery so long before people become frustrated because NOTHING is happening.
The premise of the show was fine. But the writers were way too self indulgent. They took way too long to pay off on their set ups. They stretched the viewers' patience way beyond the limit. The three main characters' set ups should have begun paying off in about 1/3 the time.
The insurance adjuster's watery visions were even lamer than the Richard Dreyfuss character's mashed potato visions in "Close Encounters."