When local do-gooder Anabelle Silby reveals to Andy that Opie contributed only three cents to a fund raising drive, Andy lectures Opie on the value of charitable giving. A short time later he meets Tom Silby, Anabelle's husband, on the street. Andy rushes Tom into the office and out of public view - explaining that as far as he and the rest of Mayberry are concerned, Tom is dead, run over by a Taxi in Charlottesville.
Tom reveals that he wasn't killed, but simply had enough of Anabelle's highfalutin ways and left her. Rather than admit she lost her husband, Anabelle pretended that Tom had been killed and had an empty casket buried in the Mayberry Cemetery! After visiting his grave, Andy convinces Tom to go home to Anabelle and patch things up. Back at home, Andy tries again to convince Opie to give more than three cents to the children's fund.
When Opie refuses because he's saving his money to buy his girlfriend Charlotte something, Andy assumes he's going to squander it on toys and calls him a playboy, sending Opie off to his room without supper. Aunt Bee then lights into Andy, lecturing him about suffering from the same foolish pride that led Anabelle Silby to have her absent husband buried. Andy concedes the error of his ways and decides to let the matter drop. It's then that Opie reveals he's been saving his money to buy Charlotte a new coat because her family is poor and can't afford one - showing Andy that his own pride had gotten the better of him.