Theo's sisters grow tired of lending him money. Cliff and Clair try to convince him that he won't be able to borrow from others so easily in the real world, but Theo insists that he is going to become a wealthy model that will never have to worry about finances. The family decides to teach Theo a lesson by converting the house into "The Real World Apartment Building." The Huxtables pose as other characters (such as the landlord) and give Theo $2000 in play money, to be used on expenses such as rent. He plays along and brings in Cockroach to act as his employer and reference. Denise informs him that models cannot get work without professional photographs that cost several hundred dollars. The family acts as though the kitchen is a restaurant, and cleans out Theo's bedroom and puts its contents in a "furniture store" in the living room. Theo learns his lesson, and his parents actually play themselves and bring him some dinner in his "apartment."