Fran: Thank God I got a system.
Niles: No, you don't. I'm tapped.
Fran: Not you. I have to pay my American Express because if I buy a piece of gum, the S.WA.T. team will storm the building. Meanwhile, I paid my MasterCard with my Discover Card, my Discover card with my Optima Card, My Optima Card with my city trust Visa.
Niles: But doesn't that leave a very high dollars on your visa?
Fran: Exactly! And that's why they gave me an Expresso Machine which I sell to pay my American Express. Thank you!