Maxwell's old college friend Rodney Pembrook is in town, and asks Maxwell to loan him one million dollars. Before they close the deal, Maxwell has to fly London for business, and Rodney takes the chance to get the money from Fran. C.C. tries to stop her from writing him the check, but Fran puts her foot down saying she's his wife now and should be involved with the finances. After she gives him the check, Maxwell's sister arrives saying Rodney is flat broke and has been ripping money off anyone he cans. Now Fran has to find a way to get the money back before Max returns. She goes after Rodney, who tries to give her the check back, but Fran is touched by his arguments and decides to let him keep the money. When Max finds out he's furious, but luckily Rodney was telling the truth and the investment gave Max a 500,000 dollar profit. Meanwhile, Niles inherits a royal title and starts acting like a millionaire, only to find out the title is worthless and he just covered himself in debts. And Gracie doesn't get accepted to a private school even though Fran made all her efforts to make them look like a refined family.