Muriel: I should have known there was no treasure. Otherwise, Peppers would have given me something other than this cheap heart shaped locket.
(Everyone looks up in shock)
Maddie: "The treasure lies beneath the heart."
Cody: That must have been the heart Hot Peppers was talking about.
Zack: You hold her, I'll grab it!
(Everyone runs to Muriel)
Muriel: HOLD IT! Here. I could never get the thing open anyway.
(Carey takes it and and smashes it with a mallet)
Carey: (reading the note in the locket) "To Muriel, you are my greatest treasure."
Maddie: Muriel, you were the treasure all along.
Muriel: Yeah, yeah, that's what all the cheap guys say. When they don't want to spring for the good jewelry.