The Suite Life of Zack & Cody

Season 2 Episode 12

Neither a Borrower Nor a Speller Bee

Aired Friday 7:00 PM Apr 14, 2006 on Disney Channel
out of 10
User Rating
97 votes

By Users

Episode Summary

Zack borrows money from a guest named Maynard to play video games, but starts to fear him when he can't pay it back. Cody enters a spelling bee. London and Maddie help a homeless family.

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  • Not a good subplot

    Zack borrows money from a boy who is participating in the spelling bee. So the boy tells Zack to get Cody to lose to pay him back. In the end, Cody wins and the boy is paid back by their mom. Meanwhile, London doesn't do the charity work she's supposed to do, and Maddie and her friends do it. As I said, I could have done without the subplot. They should have made a different plot for Maddie and London.moreless
  • Very funny to me!

    Zack's plot- Really funny. I liked it the whole time, especially once the spelling bee started and Carey began going crazy everytime Cody got a word right. I also liked Zack pretending to write his last will. It was hilarious and Cody's line that follows it made my day!

    Maddie's plot- It was pretty funny at times, especially when Sister Dominick comes in and says to Maddie, 'Madeline, stop playing!"

    Great episode!moreless
  • subplot was boring

    zack borrows money from a kid named maynard kay. he does not know how to pay him back, until he learns maynard is in the spelling bee, the same bee cody is in. so he tries to make zack get cody to lose. will zack do this task? maddie and london and their classmates help a poor family. will, maddie and her friends do...

    the main plot was alright, somewhat funny and had a good plot, but i found the sub plot boring the whole way through, which hurts the episode. So, because of this the episode gets a "C-"moreless
  • I really didn't like this episode very much. It had some funny moments but to me this episode was kind of boring.

    Cody is in a spelling bee. Zack borrows money from a big kid. He can't pay him back so the big kid makes a deal with Zack. Zack won't have to pay him back if Cody throws the spelling bee so the big kid can win it. So Zack tries to get Cody to throw the spelling bee so the big kid won't beat Zack up. Cody refuses and in the end Cody wins the spelling bee and the big kid does not beat Zack up. All he was going to do to Zack was tell his mom on him. It was an o.k. episode but it was kind of boring and not one of my favorites.moreless
  • Uh-oh...sounds like some trouble!

    Cody enters a spelling bee that is being held at the Tipton. Zack borrows money from a guest named Maynard, but he can't seem to pay him back. If Zack couldn't pay off his debt he felt that Maynard would beat him up. Zack soon finds out that Maynard is in the same spelling bee that Cody is in. After the first round in the spelling bee, Maynard tells Zack that he can pay off his debt by making Cody lose to him in the spelling bee on purpose. Zack tries to convince Cody that the way to get rid of all the stress is to lose. When Cody pushes Zack, Zack finally tells Cody the truth and why he was telling him to lose. Cody says no, and Zack goes around the hotel trying to borrow money from other people so he can pay Maynard back. During the final round of the spelling bee, Cody is about to win. All he had to do was spell one more word correctly. He looks at Zack in the audience and starts to fumble a little bit. Zack notices that Cody is being a good brother, and he decides to do the same thing. He stands up and tells Cody not to worry about him. Cody wins the spelling bee, and Zack prepares for the beating from Maynard. However, the only thing Maynard did was tell Carrie about what Zack did. This was a really good episode. It was pretty funny all the way through!moreless
Aaron Parker Mouser

Aaron Parker Mouser


Guest Star

Mary Kate McGeehan

Mary Kate McGeehan

Spelling Official

Guest Star

Jim O'Heir

Jim O'Heir

Maynard's Dad

Guest Star

Monique Coleman

Monique Coleman


Recurring Role

Marianne Muellerleile

Marianne Muellerleile

Sister Dominick

Recurring Role

Vanessa Hudgens

Vanessa Hudgens


Recurring Role

Trivia, Notes, Quotes and Allusions


  • TRIVIA (6)

    • A part of this episode is in the opening credits (of Season 3): when Maddie is hanging from the ceiling.

    • London actually pronounces heiress right in this episode.

    • When Zack is writing his "will" you can tell he is not really writing words but rather he is just scribbling.

    • Zack and Cody always say that their mom is old, but in this episode, Cody says that his mom is young.

    • Mr. Moseby always has his name tag on his upper left side of his suit. However, right after Carey shouts at the Spelling Bee after Barbara got eliminated, we see a shot of Mr. Moseby, but his name tag is on the other side. This means the image for that particular shot was reversed.

    • When Carey hands Maynard money, she hands him 5 bills. The money owed was $43.20, and there were obviously no coins. This means that Zack still owes Maynard $0.20 as: (2 * $20) + (3 * $1) = $43 $43.20 - $43 = $0.20

  • QUOTES (51)

    • Mr Moseby: Now Carey, there have been complaints about offensive behaviour by parents in the audience.
      Carey: Now, I'm not surprised. Some people get way too caught up in these competitions.
      Mr Moseby: All the complaints have been about you!

    • Zack: Buddy, there will be plenty of other spelling bees. You only have one brother.
      Cody: Mum's still young. She can have more!

    • Barbara: Fracas. F-R-A-K-I-S. Fracas.
      (Wrong button goes off)
      Host: Oooh. So close, but close only counts in horseshoes.
      Barbara: F-r-a-c-i-s.
      (Button goes off again)
      Barbara: C-E-S. A-S. U-S!
      Host: U S done!

    • Maddie: Why are you dressed like that?
      London: Because, it makes me look good!

    • Mr. Moseby: Have fun and BEE-have.

    • Carey: Zack we're busy, it better be an emergency.
      Zack: It is... I need money for the game-room!
      Carey: That's your emergency?
      Zack: Glad you understand.

    • Carey: I was in a spelling bee when I was your age. Cody: Really? Carey: Yeah. I would've won If it weren't for politics. Cody: There's always politics in this competition. Carey: No, it was the word politics. I spelled it p-o-l-i-t-i-c-K-s. Zack: So, you got it right?!

    • Mother: Excuse me, we're looking for Maddie Fitzpatrick.
      Maddie: That's me! How can I help you?
      Mother: We live in the apartment you and your friends fixed up. We just wanted to thank you for all your hard work.
      London: (looks up) It was my pleasure!
      Mother: Anyway, Maddie. We just wanted to thank you for the toys you left for the children.
      Maddie: You're welcome. But how did you know it was me? They were supposed to be anonymous.
      Mother: We noticed the toy oven had "Chef Maddie" written on it. So, we baked you a cake.
      Maddie: So you baked a cake in an oven that uses a lightbulb?
      Mother: No, our real oven.
      Maddie: Thanks, you guys want a piece? (mother starts cutting cake)
      London: Why didn't they bake me a cake?
      Maddie: Because you really didn't give them anything.
      London: I gave them publicity!
      Maddie: That was for you!

    • Maddie: Charity requires sacrifice!
      London: I gave up a whole day of shopping to pose for those pictures!
      Maddie: Oh, you're a saint!

    • Carey: What have I told you, Zack? Neither a borrower nor a lender be.
      Zack: I'm halfway there. I never lend.

    • Zack: Look,buddy, there'll be more spelling bees, but you only have one brother.
      Cody: Mom's still young she can have more.

    • London: I gave them publicity!
      Maddie: That was for you!

    • London: I was going to throw these old bills away anyways, they're all wrinkly!

    • London: (Reads Newspaper) That'll show Portia!

    • Zack: How are you suppose to pay people back, if they don't lend you any money?!

    • Cody: Pneumatic... uh Pneumatic
      Carey: Uh? There's no "uh" in pneumatic, What is he doing?!
      Zack: Being a good brother!

    • Zack: Forget the money! Forget the blood!

    • Cody: Get the money, from someone else!

    • Cody: Even that's stupid for you!

    • Zack: Feeling the pressure, huh? Cody: A little...

    • Zack: Wow! Hearing what a terrible thing Maynard did, kinda makes what I did seem pretty...minor, doesn't it?
      Carey: Nope. N-O-P-E, Nope!
      (Carey grabs Zack's ear and they start to walk)
      Zack: O-W! O-W! O-W! O-W! O-W!

    • London: Alright! I'm ready to work now! (London picks up a brush and starts painting a wall) Maddie: Be still my heart! Someone should get a picture of this! (A team of photographers enter the room and start taking pictures of London) Maddie: I spoke too soon.

    • Maddie: London! No, don't! (Maddie is on a ladder and London grabs a newspaper from underneath the ladder tipping over the ladder causing Maddie to hang onto a chandelier and yellow paint to splatter all over Corrie and Mary Margaret. Maddie starts swinging back and forth on the chandelier) London: Could you hold still!? You're blocking my light! (Sister Dominick enters the room and sees Maddie on the chandelier) Sister Dominick: Madeline, this is not playtime! Get down immediately! (Maddie tries to get off but her overalls are hooked onto the chandelier but she manages to get off and she falls on her stomach) Maddie: Fast enough?

    • Mary Margaret: Hey princess!
      London: It's heiress.
      Mary Margaret: Whatever, heiress. The rest of us are busting our hups painting.
      London: I am painting!
      Maddie: Fingers don't count!
      London: You're right! I'll do my toes!

    • Carey: Zack, we're busy. This better be an emergency. Zack: It is. I need money for the game room. Carey: That's your emergency? Zack: Glad you understand. Carey: Forget it. I've told you over and over. You either wait or you save for it. Cody: Don't tell him that. Last time, he tried to sell my blood. Lucky, I'm a light sleeper!

    • Lady: (Opens bag of toys) This is so sweet! How can we ever thank you?
      London: Bake a cake and bring it to the Tipton and ask for London ... Who by the way is not me!

    • London: I am so proud of myself! I helped those people in the apartment!
      Maddie: Do you honestly think that you helped those people?
      London: Yes, I bet a picture of their apartment where never in the newspaper! Now they can envy it to all their pathetic neighbors!

    • Zack: (Writing) This is my last will and testament! I am leaving all my unopened textbooks to my dear, beloved, brother Cody! (Looks at Cody) Sad isn't it?
      Cody: Sure is! You spelled Textbooks wrong! Pfft!

    • Zack: Don't worry your big brother has a way to relieve all your stress!
      Cody: Really? What?
      Zack: Lose!

    • Zack: Trust me, you're going to be a lot happier if you lose this Bee.
      Cody: Why?
      Zack: Because I borrowed money from Maynard Kaye, and he's going to pummel me into pudding.
      Cody: I like pudding.

    • Carey: I'm not a child Mr. Moseby! I can control myself! (Turns around) CODY!!!

    • Zack: By the way my moneys' on you!
      Manyard: What?
      Zack: I mean your money is on you!

    • Maddie: The idea of volunteer work is for the volunteer to do the work!
      London: And you are doing a very fine job!
      Maddie: (On the phone) Sorry but London can't talk now, she is working! Yea I know! We can't believe it either!

    • Cody: Pneumatic! P-N-E-U-M-A-T-I-C! Pneumatic!
      Carey: Exactly!
      Cody: Exactly! E-X-A-C...
      Carey: No you got the word exactly right!

    • Cody: I won! I won! I'm not a loser, I'm a winner! W-I-N-N-E-R!

    • Spelling Official: Barbara, your word is "fracas."
      Barbara: Could you repeat the word, please?
      Spelling Official: "Fracas."
      Barbara: Country of origin?
      Spelling Official: France.
      Barbara: Definition.
      Spelling Official: "A disorderly disturbance or fight."
      Barbara: Could you use the word in a sentence?
      Spelling Official: If you don't spell this word soon, there will be a fracas.
      Barbara: "Fracas." F-R-A-K-I-S. Fracas.
      (buzzer sounds)
      Spelling Official: Ooh, so close.
      Barbara: F-R-A-C-I-S.
      (buzzer sounds again)
      Barbara: C-E-S.
      (buzzer sounds again)
      Barbara: I-S.
      (buzzer sounds again)
      Barbara: U-S!
      (buzzer sounds again)
      Spelling Official: "U-S" done!

    • Maynard: I meant, either you give me my money, or else I'll tell your mother.
      Zack: Tell my mother? That was your big "or else"? You're the worst bully in the history of bullies. I'm not afraid of my mom.
      Carey: You should be.

    • Zack: If you're going to beat me up. Can we do this in the park? That way, at least when I fall, it'll be on grass.
      Maynard: Beat you up? Why does everyone assume that I'm violent?
      Zack: You're a building with feet.

    • Carey: Oh, don't worry. He knows his word. Oh, Zack, your brother will finally stop thinking of himself as a loser.
      Zack: Who calls him a loser?
      Carey: You do.

    • Zack: Hey, Maddie. Can I...
      Maddie: No.
      Zack: You haven't even heard what I had to say.
      Maddie: It just sounded like your "Can I borrow money" voice.
      Zack: (in a English accent) 'Ello, Maddie.
      Maddie: No.
      Zack: Norman, my main man.
      Norman: No.
      Zack: Mr. Moseby, my other main man.
      Mr. Moseby: No.

    • Cody: Zack, this spelling bee is important to me. It's a chance for people to stop calling me a loser!
      Zack: Who calls you a loser?
      Cody: You do!

    • Zack: Hear me out. If you make up your mind right now to lose, then the pressure's off.
      Cody: Even for you, that's a stupid idea.
      Zack: It's a great idea. It's my motto. "Aim low and avoid disappointment."
      Cody: I thought your motto was "sleep and eat."
      Zack: No, that's my other motto. And it's not as easy as it seems. Sometimes you eat too much and you can't sleep. Sometimes you sleep too much and you miss a meal.
      Cody: Wow, your life is a real delicate balance.

    • Zack: Hey, guys.
      Carey: Oh, hey, Zack. How nice of you to be here to support Cody.
      Zack: What? Oh, yeah. Sure, that's why I'm here. Listen, if you happen to see a really huge kid who looks like he can eat me, tell him...
      Maynard: Hello, Zack.
      Zack: That I love him.

    • Mr. Moseby: I'm not supposed to show favoritism, but you the man, Cody.
      Cody: Thanks. I've already cleared a space above my bed for my trophy, so I hope I win. Otherwise, there will be this big, empty space there, mocking me for the rest of my life.
      Mr. Moseby: Way to be confident.
      Carey: Don't worry, honey, there's nothing to be nervous about. You'll do just fine, unless of course you choke like I did.
      Mr. Moseby: Way to give a pep talk.

    • Corrie: You do everything the best, London. Can I name my cat after you?
      London: Is it a purebred?
      Corrie: No.
      London: No!

    • Maynard: You owe me 30 bucks.
      Zack: How'd that happen?
      Maynard: You stink at this game. I expect my money by this afternoon, plus 20%.
      Zack: Say, why don't you give me your address and I'll mail it to you.
      Maynard: Mail it to me? Do I look like a big, dumb idiot!
      Zack: From here, you just look big.

    • Maddie: Sister Dominick is going to be here any minute in the bus, and you need to be in it.
      London: A bus? Like public people use?
      Maddie: Just think of it as a long, yellow limo.
      London: I cannot be seen on a bus. Are the windows tinted?
      Maddie: Yes, with gum and dead flies. Now come on!

    • Mr. Moseby: The Tipton is proud to welcome to Boston's two-day championship spelling bee. Now have fun and bee-have. (laughs; everyone stares) You know, last year's winner got that joke.

    • Zack: Come on, Mom. Think of all those coins just sitting in your purse doing nothing. They could be in the game room having fun right now.
      Carey: Forget it. "Neither a Borrower Nor a Lender Be." William Shakespeare.
      Zack: I just need a couple of bucks. Zack Martin.

    • Carey: You know, I took second place in my big spelling bee.
      Cody: Really?
      Carey: Mm-hmm. Would have won that thing too if it hadn't been for politics.
      Cody: There's always politics in kids' competitions.
      Carey: No, it was the word "politics." I spelled it P-O-L-I-T-I-C-K-S.
      Zack: So you got it right.

    • Maynard: We have to talk!
      Zack: I'd love to, but I have to help my brother!
      Carey: Oh thats okay honey, you can go play with your little friend!
      Maynard: Nice to meet you ma'am!

  • NOTES (19)