A filler episode in which not too much happened. As another reviewer wrote, I don't really understand the whole Valerie storyline. Without it Nancy could have just cashed the life insurance money, but now there's this awkward feeling of guilt. I guess the writers felt there needed to be complications.
I'm surprised Silas and Conrad seem to be working well together. I hadn't expected Silas to listen, but it looks like he did and actually learnt some things.
Doug's a crook but a funny crook though I didn't understand why Nancy would support him in his embezzlement scheme. I would've thought she'd want some security, relative security at least.
Andy was just around, no storyline for him...